Insurance Claim Disputes and Denials

Put Our Firm In Your Corner

Few people understand how the insurance industry works. The reality, unfortunately, sets in when the time comes to actually rely on your insurance company.

People from throughout South Dakota come to our Sioux Falls firm confused. They wonder why their insurance companies failed to help them or, sometimes worse, attempted to pay them less than what they believed they deserved.

140 Years Of Combined Experience

The lawyers of Christopherson, Anderson, Paulson & Fideler, LLP, can help you. Our attorneys have served South Dakota since 1894, when the state was only five years old. You can depend on our generations of experience to help you understand your situation and move forward intelligently.

Insurance companies too often decide to protect their bottom lines by paying out as little as possible even on legitimate claims. You can depend on us to fight for you when you have been victimized by a bad faith denial of your insurance claim.

We will advise you candidly as to where your case stands. You can count on us to help you understand your options and how to best pursue them, whether that means negotiating, settling or putting your case in front of a judge.

Our firm's traditional, personalized approach to the law will serve you well. Our longevity is directly attributable to our longstanding commitment to building real relationships with our clients, relationships that last for generations.

Estate Planning & Probate

Planning for the end of your life is one of the most important things you probably keep putting off. No one wishes to contemplate the end. Doing so now, however, while you have full control of your faculties, can save your family significant heartache and your estate significant loss.

The estate planning and probate attorneys at Christopherson, Anderson, Paulson & Fideler, LLP, know it is better to take control of your financial affairs now rather than risk losing money to estate taxes and probate proceedings. We will take time to understand your immediate and longer-term goals. Then we'll craft an estate plan to meet those goals and give you peace of mind whether you are preserving assets or creating or updating a trust.

Going Through Probate Or Trust Administration

Aside from those issues, dealing with probate following the death of a parent or another loved one is the last thing anyone wants to do. Our firm's lawyers can help shoulder this burden, providing guidance for executors and trustees on settling debts, paying estate taxes and transferring assets to the next generation.

In will contests and trust disputes, we strive for amicable resolutions through mediation or negotiation whenever possible. Sometimes family members just need to talk it out. However, we will be prepared to bring matters to court if necessary to protect your interests.

Serving South Dakota For More Than 120 Years

Founded five years after South Dakota was accepted as the 40th state in the Union, the Sioux Falls firm of Christopherson, Anderson, Paulson & Fideler, LLP, has thrived for more than 120 years. During that time, we have learned how to provide our clients with long-term legal solutions.

For that reason, generations of families have depended on the judgment of our firm's attorneys when determining how to protect their assets through the use of trusts. They know we understand how to successfully create and update trusts while also observing the unique considerations of each different family.

Creating Trusts And Updating Old Trusts

South Dakota has some of the most trust-friendly laws in the country. We focus on creating trusts to match your specific needs and goals, including:

  • Revocable or irrevocable trusts
  • Asset protection trusts
  • Special-needs trusts
  • Decanting trusts
  • South Dakota special spousal trusts
  • Amending trusts

We also regularly receive calls for help from clients both in and outside of the state who want to update old-fashioned trusts to match current legislation and take advantage of current protections. Our lawyers also regularly draft trust opinion letters as part of this process.

Our firm has delivered these services for generations by focusing on what makes each family different. The personalized service we provide means we take the time to get to know you and your family, to learn your family's needs, so we can advise you wisely. Not only do we aim to meet your legal needs now, but we also work to position your family for future success.

Protecting The Future Today

At Christopherson, Anderson, Paulson & Fideler, LLP, in Sioux Falls, we know what it means to think long term while also meeting today's needs when it comes to asset protection. Since 1984, we have assisted clients throughout South Dakota in doing exactly that through estate planning that focuses on the preservation of assets for your family's future.

Our longevity stems from one thing: a commitment to serving the needs of our clients. For that reason, our firm remains focused on delivering the one-on-one representation that has made us a fixture on the South Dakota legal landscape.

What We Have Learned Over The Years Benefits You

There is no one-size-fits-all estate plan; every individual has different needs, desires and assets. Our lawyers will get to know you, listen to your concerns, review your assets (and debts), and discuss what you'd like to see happen to them. We can help you:

  • Craft or update your will
  • Create, fund or manage a variety of trusts
  • Establish financial and health care powers of attorney
  • Draft a living will that details your decisions regarding life-saving measures and end-of-life care
  • Become a guardian or conservator or set up guardianship for yourself or minor children
  • Make a plan to handle estate taxes
  • Draft a prenuptial or postnuptial agreement to keep certain assets separate from your marriage

Whether you are just starting out or you need to modify current estate documents, we have the resources, practical experience and insight to help you make informed decisions.

Family Law Services

Legal issues involving your family can quickly become overwhelming and emotionally draining. At Christopherson, Anderson, Paulson & Fideler, LLP, we take this to heart and provide clear-headed advice you can rely on to make informed decisions. While we never rush things, we also understand that unresolved family law issues significantly disrupt your daily life. Therefore, we seek efficient solutions tailored to your family's unique needs.

Whether you are adopting a child, seeking custody or dealing with an aging parent, you will receive the individualized, compassionate attention you deserve from our lawyers. We offer a variety of family law services, as detailed below:


Getting a divorce doesn't always mean going to court. We can help you pursue alternative dispute resolution methods like negotiation or mediation to resolve issues of marital property division, child custody and support or alimony.

Child Custody And Visitation

Getting custody of your children can sometimes be tricky. Our lawyers can help you work out a child custody arrangement that provides a visitation schedule that meets everyone's needs. We help married and unmarried parents seeking to resolve custody disputes.

Child Support

Whether you are providing support or receiving it, your children's needs come first. We can help you review South Dakota's child support guidelines in connection with your budget so as to obtain a fair agreement that protects your children's well-being.


Not all family law issues have to be contentious. Whether you are adopting a new baby or legalizing your relationship with a stepchild, we understand this should be a happy time in your life, not a stressful one. We will draft proper legal documentation and guide you through the adoption process, as we have for many other families in the Sioux Falls area.

Post-Decree Modifications And Enforcement

Circumstances can change, and sometimes judgments are not always followed. Our lawyers can help you enforce the terms of your divorce or custody arrangement or modify an existing agreement if your circumstances have substantially changed.

Orders Of Protection

If you or your children are victims of domestic abuse, you need legal counsel. Our attorneys can help you file for orders of protection to keep your family out of danger. We will also protect your rights — and safety — in any subsequent family law or criminal proceedings.

More Than 140 Years Of Combined Experience

Since 1894, the attorneys of Christopherson, Anderson, Paulson & Fideler, LLP, in Sioux Falls have protected the rights of clients throughout South Dakota. Our services include the representation of clients involved in child custody and visitation matters.

We work hard to continue our firm's longstanding tradition of quality, individualized legal representation with every child custody and visitation matter we handle. Ultimately, the foundation of our firm's longevity is found in the successful relationships we build with our clients.

Generations Of Clients

Because we started serving South Dakotans only five years after its entry as the 40th state in the Union, we have worked with generation after generation of family clients. We understand the complexities of family dynamics during divorce as they relate to child custody and visitation issues.

Our tradition of working with our clients one on one enables us to build a relationship with you. Understanding the details of your family's life means we can advise you wisely as to your options during this process.

We will help you see when your rights are best protected by negotiation and when they are best protected by going to court. Whatever option you choose, you will know you have drawn on the seasoned legal judgment our firm's lawyers hold after decades of experience.

The legal profession at large recognizes our superior level of service to clients. Our peers, in fact, have awarded us an AV Preeminent rating,* the highest ranking provided by Martindale-Hubbell.

Working With You Directly

Schedule a free initial consultation with us. Call 605-679-6745 or contact us online.

*AV®, AV Preeminent®, Martindale-Hubbell Distinguished and Martindale-Hubbell Notable are certification marks used under license in accordance with the Martindale-Hubbell certification procedures, standards and policies. Martindale-Hubbell® is the facilitator of a peer review rating process. Ratings reflect the anonymous opinions of members of the bar and the judiciary. Martindale-Hubbell® Peer Review Ratings™ fall into two categories — legal ability and general ethical standards.

Serving South Dakota Families Since 1894

When you work with our divorce lawyers here at Christopherson, Anderson, Paulson & Fideler, LLP, you are working with a firm that has served people throughout South Dakota for over 120 years. Our firm, founded five years after South Dakota was accepted as the 40th state in the Union, has always made our clients' legal needs our priority.

Committed To Doing What's Right For You

Based out of Sioux Falls, we assist clients with divorce needs throughout the state. Holding more than 140 years of combined experience between them, our attorneys continue our firm's tradition of personalized representation.

This means our attorneys will work with you on a one-on-one basis during the entire process of your divorce. That level of individualized service allows us to best understand your legal needs and to provide you with guidance responsive to the unique circumstances in your divorce, including:

We will work with you collaboratively so you know exactly what is happening in your case. You will also be able to depend on us to provide you with the candid feedback you need so you know exactly where your case stands.

With our help, you will also understand your legal options and which ones will best meet your goals in your divorce.

More Than 140 Years Of Combined Experience

When it comes to protecting the rights of South Dakotans, the Sioux Falls firm of Christopherson, Anderson, Paulson & Fideler, LLP, brings generations of experience. Founded five years after South Dakota became a state, our firm's longevity arises directly out of our commitment to the relationships we have maintained for generations.

How We Can Help You

When you are injured, you want to depend on someone you know. We know how to build relationships with our clients to craft legal strategies responsive to their specific legal needs.

Many people who come to us have already been stonewalled by an insurance company or otherwise mistreated either by an adjuster or someone else. In those cases, you can rely on us to work on your behalf to protect your interests.

Our personal injury lawyers can help in a wide variety of situations, including:

  • Auto accidents
  • Truck accidents
  • Motorcycle accidents
  • Brain injuries
  • Bad faith insurance refusals

We know how the insurance companies, their adjusters and their attorneys work. You can depend on us to provide you with the candid advice you need to protect your rights.

We will help you understand those rights so you can choose wisely from your legal options. Whether we advise you to negotiate, settle or go to trial, you will know you are depending on a law firm with the experienced legal judgment you need.

Know Your Rights

When South Dakotans are injured in car accidents, they can look to our Sioux Falls personal injury law office for help. We bring more than 140 years of experience to every case we handle. Our firm has been assisting people since 1894, five years after South Dakota became a state.

With those years of experience comes legal judgment. That means we can advise you intelligently even in those situations where the law may be uncertain or unclear.

Committed To Protecting The Rights Of Injured South Dakotans

Our attorneys will work on your behalf to handle the insurance company and its representatives. We will keep you informed as to the state of your case at every phase.

Our office has assisted clients who have suffered a wide variety of injuries in auto accidents, including:

  • Paralysis
  • Traumatic brain injury
  • Compound fractures
  • Paraplegia

We can provide that level of representation because of our firm's longstanding commitment to individualized service. Our lawyers will work closely with you to build a relationship and learn the facts of your case.

We can help you understand your rights and which legal options will best protect those rights. You can depend on our candid advice when deciding whether negotiation, settlement, litigation or trial will best meet your legal goals.

Ultimately, we are here as your advisers so you can be sure you are being treated right by the insurance companies. As your attorneys, our only obligation is to you, not to an insurance company or anybody else.

Real Estate Law

Real estate law regulates who may use and own real property, as well as buildings and resources on such property. Though simple in concept, real estate transactions involve many legal principles and require a meticulous attention to detail.

Working with an experienced real estate lawyer — like those at Christopherson, Anderson, Paulson & Fideler, LLP — is therefore essential. The following outlines how our firm can help you manage your next real property endeavor.

Services In Commercial Or Residential Real Estate Development

Much of our real estate work focuses on residential and commercial property development or redevelopment. Our experienced attorneys will review contracts, assist in negotiations, negotiate partnerships, outline ownership and liability, and generally represent your interests throughout the venture. Our services include:

  • Determining whether the land in question has been properly zoned or requires rezoning for the project
  • Researching title and obtaining title insurance
  • Advising you on how to change or remove conditions, covenants and easements on the title
  • Resolving conflicts of interest and disputes that may arise between owners, developers, contractors and subcontractors

General Property Transfers

Buying, selling or leasing property, whether residential or commercial, presents a significant investment of time and money. Our team can help you navigate the complexities of transferring property appropriately and in accordance with the law.

We also assist families engaged in estate administration who must locate deeds, titles and other real property documentation. We seek to ensure its smooth transition from one generation to the next.

Handling Farmland Transactions

Though much of our real estate work falls within the city limits, we regularly assist farmers throughout South Dakota. Our services include:

  • Agricultural leases
  • Land purchases and sales
  • Rural property development
  • Transfers of farms or farmland through probate, trust administration or business succession

Help For Landlords And Property Managers

We represent property managers and landlords with "forcible entry and detainers," also known as evictions. Landlords and property managers must follow several intricate steps, and any missteps in the process of evicting a commercial or residential tenant could result in having the motion denied or overturned.

Our lawyers can assist you in managing this process effectively. We can also help you with the legal aspects of:

  • Rental property and business management
  • Habitability concerns and property upkeep
  • Creation, negotiation and termination of leases

Land Use Issues And Mineral Rights

Whether you are engaged in a development project or wish to protect your rights to mineral resources on your land, it's more important than ever to work with an experienced attorney. These complex issues often involve several bodies of law, including real estate law, municipal law, administrative law, business law and even estate law. Fortunately, our lawyers have experience working with these laws and can provide help with:

  • Zoning and rezoning land
  • Land use disputes and resolutions
  • Protection of mineral rights such as coal, oil, natural gas and other fossil fuels
  • Transfers of mineral rights through estate or trust administration

Business Organization And Development

Every state has regulations on how to run a business. Because this information is complicated for the average small-business owner to navigate, an attorney from Christopherson, Anderson, Paulson & Fideler, LLP, can help you sort through these matters.

We work with small to medium-sized companies in and around Sioux Falls, South Dakota, involved in a variety of industries, from construction and property management to restaurants and retail. Whether you are just starting out or you already have an established business, we can provide sound counsel aimed at helping you achieve your goals. If necessary, we will also defend your interests in litigation should disputes arise between your business and its employees, customers or partners.

Forming A Business

When starting a business, the decisions you make now can affect your success in the long term. Our lawyers will help you identify the most appropriate entity for your enterprise. Our work includes helping clients form:

  • Limited liability companies (LLCs)
  • Partnerships and limited liability partnerships (LLPs)
  • S corporations and C corporations
  • Sole proprietorships
  • Nonprofits

Handling Securities And Regulation D Offerings

Christopherson, Anderson, Paulson & Fideler, LLP, also handles private offerings or private placement and securities under Regulation D. We'll ensure that your offer meets the registration requirements set forth by the Securities and Exchange Commission (SEC).

We can also advise you on whether the offer may be exempt from registration under the following scenarios:

  • If your company offers up to $1 million in securities within a 12-month period (Rule 504)
  • If your company sells up to $5 million in securities during a 12-month period (Rule 505)
  • If you qualify for so-called "safe harbor" status under Regulation D for engaging in private offerings according to regulations under Section 4(a)(2) of the Securities Act (Rule 506)

Building Long-Term Relationships

Our business law representation routinely spills over into other areas of law such as real estate law, estate planning and tax planning. Thankfully, with our firm, you do not need to hire a new expert or lawyer to handle these issues separately. Each of our business lawyers has the experience to manage the interrelated issues that could arise in your business's lifetime.

With our firm, you gain a long-term legal partner who can help you achieve success, whatever that looks like for you. To learn more, call Christopherson, Anderson, Paulson & Fideler, LLP, at 605-679-6745 today to schedule a consultation with one of our skilled business attorneys.

Insurance Bad Faith